It actually dawned on me the other day; I can play the banjo, for real. I'm now at the stage where I can actually learn and play tunes. It just kinda snuck up on me. Now all I have to do is improve my playing in front of other people, gradually refine my style, learn more tunes etc etc. I guess there's always something new to learn but at its most basic level, yes, I can play the banjo. (I'm quite happy if you haven't noticed)
So what I also wanted to say was, I never would have done it without this place so thank you all.